How to Avoid Money from Destroying your Marriage
Money is the root of all evils, and it is true if only we allow it. No matter what your status in the society is money will always interfere in a happy marriage. This is because money matters are seldom being included in the preparation before getting married. It is being assumed by both parties, accompanied with honesty and trust.
But when a doubt starts, trust is being lost. That is why it is very important to discuss things about money before problem arises. Here are some of them.
Lay down all the assets and liabilities
It is very important for spouses to know how much money they have when the marriage starts. This includes bank accounts, stocks in the market, as well as debts. Never hide anything from your spouse this will be the worst thing you could do. If you have a separate business before you got married, make sure that your spouse everything about it. This can also help how to start your financial being as husband and wife.
Plan your future expenses
This includes buying expensive properties and spending to small vacations. If you are planning to have children soon, make a list of where you plan to enroll them for school, and other related expenses. If you are planning to open a small business, ask suggestions from your spouse. It is your responsibility to tell your spouse where your money will go, even if it is your own saved money before marriage. This can also be called respect.
Make an agreement
Not only rich people should have an agreement about money before marriage. It is also a must for all kind of couples. Although it can be verbal only, instead of writing it in black and white, it is still the same as long as both agree on all terms. This includes who will handle the money; pay the bills, as well as separation of earnings if both have individual work or business. It is better if you also agree who will carry the debts if necessary, as well as division of properties when divorce is unavoidable.
Do not blame for some losses
Even a big business has its own chance of downfall, no matter how good you handle it. This is because of many factors like inflation rate and money devaluation. It is therefore not realistic to blame your spouse alone for some losses. Although some mistakes may be committed within, it is your duty as a spouse to give full support to your better half instead of pointing your finger.
Never discriminate your spouse
No matter who will be the breadwinner, or has the higher income, never let your spouse feel that you are the better one. Do not use this as an excuse to be bossy in making decisions. Give your spouse the authority to know how much you are spending. If your spouse is jobless, give some money for to buy his/her own things. It is harder to be at home doing household work without earning a single cent.
Save, save and save
This is the best thing couples can do to avoid money to be a problem in a marriage. No matter how high the expenses are, save some money for the future and for emergency purposes. Observe strictly your daily lifestyle. Spending more than you earn will bury you in debit, which can trigger a serious problem in the future.
Money can buy a beautiful wedding dress, but not a successful marriage.
If you need more specific solutions to your troubled marriage, you can visit SaveMyMarriageToday.com
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Posted in Succesful Marriage Tips
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Money is Never the root of all evils -it’s the LOVE of it. Father would be proud of me saying this. Something I picked from the Bible class I used to hate.
How true! I remember that my wife and I (we’re still together after 25 years
had to go through some serious adjustments when we got married, but finally figured out a way to eliminate 95% of the money-related arguments. We opened 3 checking accounts, one for her, one for me and one for both. From then on and after paying all the common bills, what was left in her account was hers to do what she wanted. And what was left in my account was mine to do what I wanted. Worked for us, it might work for you too!
You can check out my post about MARRIAGE and MONEY at http://www.xerkel.com/2008/11/marriage-and-money.html
naku, before, my husband would give me all his salary and i would budget for all our needs. it was hell for me! paano pag kapos? ako na ang nahihirapan, tapos ang kuripot ko pa daw lagi! now, what we do is we share the expenses, e.g. i pay for the schooling of the eldest,he does for our pre-schooler , he pays for the amortization sa isang house at rent sa house ngayon and i pay for utilities and food. works for us! hindi na kami nagtatalo about money kasi if kulang ang pera nya for his share of the expenses, he has to find a way
and isa pa, we often times laugh about it, wala na ngang pera, pagtatalunan nyo pa? o anong pinagtatalunan nyo? 